A history of arrears shouldn’t be the thing that stops you from moving home, let’s get you moving and put those arrears behind you.

Mortgages are available for those with a history of arrears whether they be mortgage arrears or other types of arrears like personal loans, car finance, credit cards etc.

We have access to a wide range of lenders happy to consider clients with arrears showing on their credit reports. With rates starting as low at 2.49% (subject to status of course) you don’t need to pay a premium to move in to your new home.

No credit scoring – credit scoring is a big part of mortgage lending today and can be the key factor in whether you get a mortgage agreed. Even if you meet the lenders criteria, if your score isn’t high enough, you will get a big fat DECLINE. The solution, lenders who do not credit score.

• Past arrears (even in the last 2 years)
• No credit scoring
• Mortgage agreed in principle – won’t affect your credit score with a soft search
• Quick decisions

Get in touch, with a short phone call we can determine very quickly if we can secure a mortgage for you.