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5 star reviews

Shared Ownership Mortgages

Shared Ownership is a great way to buy a new home you if you do not have a large deposit or your bank can not lend you enough to buy a new home in your area.

Typically you would buy a home from a housing association who are offering shared ownership property for sale, you can buy a share from as little as 25% of the value of the property and you pay the housing association rent on the share you do not buy, this is typically cheaper than a mortgage for the whole property.

Our team of Mortgage Brokers each with over 20 years experience can help guide you through the entire process right up until you collect the keys to your new home and beyond; for as long as you need us.

We can cover the key points with you:

  • Allows you to buy a share of a property making it easier to get on the housing ladder
  • You pay the lender a monthly payment for the mortgage
  • You pay the Housing Association a monthly payment for rent on the share you didn’t buy
  • This method is usually cheaper than buying a house outright
  • You usually need a much smaller deposit

Shared Ownership Mortgages Explained

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A 5 Star service from a 5 Star Broker

We love our clients and the love our service.  This is what they say…

Such a friendly team who know what they are talking about. They will give you more than 100%. Highly recommend


I’m dealing with Richard best mortgage broker highly recommended . Always responds on time great and quick service.


Great service, really nice people. We dealt with Richard and Jayne and they were always happy to help. Thanks guys!


I wanted a local broker, googled it and I found them to be very professional, and was constantly chasing the whole mortgage process all the way, very much on the ball is what I can say.

Can’t thank you enough for your help.


Thanks Adam and the team for brilliant service over the years,quick,efficient helpful and great all round customer service.would never use another broker!

After trying to source our own mortgage it was very clear that this team know the market far better than we do. They sourced a much better mortgage with far better interest rates! Very friendly, professional service! Once we moved in to our property they even sent us a beautiful picnic basket filled with goodies! Thank you!