Lenders will require the last full 3 months bank statements for each applicant. The bank statements need to show your salary credit which must match the payslips you are sending and also your day to day transactions.

When sending online bank statements these must show your name, account number, sort code and the website address (URL).

Lenders will look for regular transactions that could affect affordability such as payments to a family member for any money owed or to an organisation, that would not show up on your credit report. When sending over your bank statements, if there are any transactions that are outside what you would class as day to day transactions, providing an explanation to us means we can send this up to the lender with the bank statements which will help speed up the process.