Buy To Let into Retirement

Many Lenders have no upper age limited on their Buy to Let products.

Great news for those experienced landlords out there, you can get a buy to let mortgage with no upper age limited when you have a minimum deposit, or equity if re-mortgaging, of 35%

So if you are looking to expanding your Buy to Let portfolio into retirement or remortgaging an existing But to Let mortgage, this is perfect for you:

I want to expand my Buy to Let portfolio into retirement!

This will allow you expand your property portfolio whether you are already retired of you want to take a mortgage into retirement, without the pressure of repaying the mortgage within a limited time.

I want to remortgage my existing Buy to Let!

You’re close to retirement or in retirement and you have a few properties to your name already. You don’t really have any funding now to repay the mortgage other than selling the property, but that;ts now what you want to do. Switching to these products gives your the flexibility to extending the term into retirement, retaining your Buy to Let portfolio and the income it provides you.

Am I an experienced Landlord?

Different lenders have their own views on what defines an experienced landlord, which could either be; you have owned and let a property for more than 6 months, right up to owning a minimum of 4 Buy to Let properties. Let us know about your circumstances and we can let you know if you are considered an experienced landlord.

This all sounds great! How can you help me?

As always, professional advice should be sought to ensure this is the right mortgage for you, both now and for your future plans.  Give us a call if you have any questions for a free no obligation chat.

For more information or to get a quote call one of our professional and experienced Mortgage Advisers on 01233 512012